Credit Card companies may not be able to get people on board with their products until those people are at least eighteen or twenty-one years old, but Credit Card companies will do all they can to get college students signed up for a card as soon as possible. Nearly every credit card issuer out there has a competitive and promising credit card program for college students. Student cards are different from other types of credit cards in one major way: the credit needed in order to obtain the card. College students credit cards can't be too demanding of their customer's credit score, so they are adjusted to get as many to do business with them as possible.
This isn't to say that a college student with an awful credit score can jump online and sign up for any Student Card they can find. Credit Card companies still want to be sure they won't take a loss when they sign people up for a card. Having higher acceptance rates is probably one of the few universal attributes of Student Cards, but there are many other common perks or benefits to having and using one. Please read about some of these below, and find out what you want for your own card before you sign up for the wrong offer.
Low Intro APR: Not all Student Cards have this, but you should get one that does. Having a low intro APR allows you to not have to pay the high interest rates credit cards are famous for, for a short period of time. Low Intro APR's, especially 0% APR's will usually only last six to twelve months, if you are lucky, so you need to make sure you can pay the full APR before it gets charged to you, or you will damage your credit score. Some people can get tripped up by getting used to not paying an APR, and they can't keep up when their APR does finally kick in.
Cash Back: A lot of Student Cards offer Cash Back programs. Each program works differently from the next, so it is hard to compare them. Some are better, some are worse. Still, many college students get drawn in by the idea of making money by spending money. Who wouldn't want to make money when they spend it? Unfortunately, the cash back you get isn't always what it seemed like it would be in the card's advertisements. You might get gift cards, checks, or billing statement reductions according to some of the money you have built up.
No Annual Fee: Considered the holy grail of all Credit Card perks, there are actually some Student Cards that have no annual fee for having the card. This usually requires the highest of credit scores, but the perk is now being extended to students, something that, among many other things, has made the Discover IT card the most favored of all Student Cards.
Rewards: College students are usually given more reasons to buy what they already do, with some Student Cards. Sometimes books, movies, and other purchases provide the buyer with greater rewards through the card's rewards program. This may come in the form of larger amounts of cash back, airline miles, gift cards, and much more.